Aggregators, Alliances & Clusters

Whether you are starting a new agency, moving from captive to independent, acquiring another agency or perpetuating from within, Big I Illinois has the resources to assist in your next professional decision.

The Big I Illinois independent agency landscape has seen many changes over the years, but none more than the development of interagency relationships via groups, clusters, and aggregators. The creation of these models has served the needs of many independent agents over the years through carrier access, scale, pooling of resources, training and education, marketing, and in some models underwriting and placement support. The intent of this worksheet is to highlight questions for you to consider contractually and relationally when researching the potential of partnering with an aggregator or cluster. These models vary in structure and contractual obligations, so it is important to remember it is not "one size fits all" and what works for some agents may not work for you.

Market aggregators provide agencies with a variety of shared resources, access to markets and niche programs, the opportunity to obtain direct company appointments and a chance to share in the network's profitability. In return, these networks usually ask agents to pay a percentage of commission, a membership fee, or require them to give up a small stake in the value of the book of business built up through the aggregator. Be sure to review the contractual relationship with these entities carefully, especially as they relate to book ownership, commission or revenue sharing and exit costs.

Thinking of Joining an Aggregator or Cluster?

Use the worksheet above to evaluate the benefits and contract provisions when evaluating a partnership opportunity.

Download Worksheet 

You can also reference this article from IA Magazine - 8 Questions to Ask If You're Thinking About Joining an Insurance Cluster - 11/9/2021.

Big I Illinois Aggregator Worksheet

List of Aggregators, Alliances & Clusters

Big I Illinois has compiled the following list of Aggregators, Alliances and Clusters as a starting point for agency research on these programs. Information contained herein regarding any specific group, alliance, aggregator, cluster, product, service or otherwise, does not constitute or imply endorsement or recommendation by Big I Illinois, its employees or directors. No warranty, expressed or implied, is made regarding the accuracy, adequacy, completeness, legality, or reliability of the information.

Acrisure, LLC dba Presidio

Lindsey Polzin
(630) 513-6600
Email

Allegiance Ins. Services, Inc.

Joseph Kobel, Jr.
www.asnoa.com
(630) 325-5600
Email

Associate Risk Managers

Chicagoland SIA

Craig Conklin
www.chicagolandsia.com
(630) 629-0552
Email

CIAG

Dave Marker
www.ciagonline.com
(217) 632-2206
Email

Couri Insurance Associates, LLC

Steven Albinger
www.couriagents.com
(262) 548-8077
Email

Greater Midstates Ins. Agency, Inc.

William Wilson
www.greatermidstates.com
gmia@mchsi.com
(309) 924-1350

Insurance Associates of America

Steve Anderson
www.iaanetwork.com
(262) 754-5252
Email

Insurance Pro Agencies, Inc.

Terry O'Reilly
www.insproagencies.com
(708) 745-5080
Email

Iroquois Group, Inc.

Philip Dawson
www.iroquoisgroup.com
(609) 585-0737
Email

ISU Insurance Network

Curt Vondrasek
www.joinisu.com
(843) 416-4953
Email

Keystone

Seniors Ins. Marketing Group, Inc.

Robert Austin
www.simginsurance.com
(847) 877-1053
Email

Smart Choice

Jeff Gifford
www.smartchoiceagents.com
(815) 233-0445
Email

Valley Insurance Agency Alliance, LLC (VIAA)

Jessica Johnson
www.viaa4u.com
(314) 333-4950
Email

Big I Market Access Options

Big I Alliance Blue

Big I Alliance Blue (formerly Big I Markets) provides a competitive market access solution for member agencies. This is part of a suite of top tier products including affluent homeowners, bonds, commercial packages, non-standard homeowners, auto and home and much more!

Big I Alliance Gold

The Big I Alliance Gold program, an agency alliance opportunity available exclusively to Big I members, is actively onboarding new agents.

The alliance was established to support independent agents by aggregating premium and facilitating market access through membership.