Aggregators, Alliances & Clusters
Whether you are starting a new agency, moving from captive to independent, acquiring another agency or perpetuating from within, Big I Illinois has the resources to assist in your next professional decision.
The Big I Illinois independent agency landscape has seen many changes over the years, but none more than the development of interagency relationships via groups, clusters, and aggregators. The creation of these models has served the needs of many independent agents over the years through carrier access, scale, pooling of resources, training and education, marketing, and in some models underwriting and placement support. The intent of this worksheet is to highlight questions for you to consider contractually and relationally when researching the potential of partnering with an aggregator or cluster. These models vary in structure and contractual obligations, so it is important to remember it is not "one size fits all" and what works for some agents may not work for you.
Market aggregators provide agencies with a variety of shared resources, access to markets and niche programs, the opportunity to obtain direct company appointments and a chance to share in the network's profitability. In return, these networks usually ask agents to pay a percentage of commission, a membership fee, or require them to give up a small stake in the value of the book of business built up through the aggregator. Be sure to review the contractual relationship with these entities carefully, especially as they relate to book ownership, commission or revenue sharing and exit costs.
Thinking of Joining an Aggregator or Cluster?
Use the worksheet above to evaluate the benefits and contract provisions when evaluating a partnership opportunity.
You can also reference this article from IA Magazine - 8 Questions to Ask If You're Thinking About Joining an Insurance Cluster - 11/9/2021.

List of Aggregators, Alliances & Clusters
Big I Illinois has compiled the following list of Aggregators, Alliances and Clusters as a starting point for agency research on these programs. Information contained herein regarding any specific group, alliance, aggregator, cluster, product, service or otherwise, does not constitute or imply endorsement or recommendation by Big I Illinois, its employees or directors. No warranty, expressed or implied, is made regarding the accuracy, adequacy, completeness, legality, or reliability of the information.
Acrisure, LLC dba Presidio
Lindsey Polzin
(630) 513-6600
Email
Allegiance Ins. Services, Inc.
Joseph Kobel, Jr.
www.asnoa.com
(630) 325-5600
Email
Associate Risk Managers
Craig Payan
www.armiweb.com
Email
Chicagoland SIA
Craig Conklin
www.chicagolandsia.com
(630) 629-0552
Email
CIAG
Dave Marker
www.ciagonline.com
(217) 632-2206
Email
Couri Insurance Associates, LLC
Steven Albinger
www.couriagents.com
(262) 548-8077
Email
Greater Midstates Ins. Agency, Inc.
William Wilson
www.greatermidstates.com
gmia@mchsi.com
(309) 924-1350
Insurance Associates of America
Steve Anderson
www.iaanetwork.com
(262) 754-5252
Email
Insurance Pro Agencies, Inc.
Terry O'Reilly
www.insproagencies.com
(708) 745-5080
Email
Iroquois Group, Inc.
Philip Dawson
www.iroquoisgroup.com
(609) 585-0737
Email
ISU Insurance Network
Curt Vondrasek
www.joinisu.com
(843) 416-4953
Email
Keystone
Neal Williams
www.keystoneinsgrp.com
Email
Seniors Ins. Marketing Group, Inc.
Robert Austin
www.simginsurance.com
(847) 877-1053
Email
Smart Choice
Jeff Gifford
www.smartchoiceagents.com
(815) 233-0445
Email
Valley Insurance Agency Alliance, LLC (VIAA)
Jessica Johnson
www.viaa4u.com
(314) 333-4950
Email
Big I Market Access Options
Big I Alliance Blue
Big I Alliance Blue (formerly Big I Markets) provides a competitive market access solution for member agencies. This is part of a suite of top tier products including affluent homeowners, bonds, commercial packages, non-standard homeowners, auto and home and much more!
Big I Alliance Gold
The Big I Alliance Gold program, an agency alliance opportunity available exclusively to Big I members, is actively onboarding new agents.
The alliance was established to support independent agents by aggregating premium and facilitating market access through membership.